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$1,075,000
New Listing

4069 4th Street
Surf City, NC 28445

For Sale|Single Family Residence|Active
4
Beds
4
Total Baths
4
Full Baths
2,336
SqFt
$460
/SqFt
1986
Built
Subdivision:
Old Settlers Beach
County:
Onslow
4069 4th Street4069 4th Street4069 4th Street4069 4th Street
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Monthly Payment (Est.)

$4,905
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Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!

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Listing Snapshot
Price 
$1,075,000
Days On Site 
0 Days
Bedrooms 
4
Inside Area (SqFt) 
2,336 sqft
Total Baths 
4
Full Baths 
4
Partial Baths 
N/A
Lot Size 
0.18 Acres
Year Built 
1986
MLS® Number 
100575181
Status 
Active
Property Tax 
$7,980.7
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 hours agoListing first seen on site
2 hours agoListing updated with changes from the MLS®
General Features
Acres 
0.18
Attached Garage 
Yes
Foundation 
OtherSlabPillar/Post/Pier
Garage 
Yes
Garage Spaces 
2
Levels 
Two
Number Of Stories 
2
Parking 
Garage Faces FrontConcreteGarage Door OpenerPaved
Parking Spaces 
2
Property Sub Type 
Single Family Residence
Special Circumstances 
Standard
SqFt Total 
1676
Utilities 
Sewer ConnectedWater Connected
Water Source 
Public
Zoning 
MHS
Interior Features
Appliances 
Electric OvenMicrowaveElectric Water Heater
Cooling 
Central AirHeat Pump
Flooring 
CarpetVinyl
Heating 
Heat PumpElectric
Interior 
Walk-In Closet(s)Vaulted Ceiling(s)Ceiling Fan(s)Eat-in Kitchen
Laundry Features 
Washer HookupLaundry ClosetLaundry Room
Window Features 
Window Coverings
Bedroom 1 
Dimensions - 11.0x10.0Level - First
Bedroom 2 
Dimensions - 12.0x10.0Level - First
Bedroom 4 
Dimensions - 6.7x10.7Level - First
Dining Room 
Dimensions - 9.0x10.0Level - First
Kitchen 
Dimensions - 9.0x10.0Level - First
Living Room 
Dimensions - 15.0x14.0Level - First
Master Bedroom 
Dimensions - 24.0x15.7Level - First
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Exterior Features
Construction Details 
Vinyl SidingFrame
Exterior 
Outdoor ShowerOtherBoat SlipBalcony
Fencing 
Back YardWrought Iron
Other Structures 
Shed(s)StorageWorkshop
Patio And Porch 
CoveredDeckPatioPorch
Pool Features 
None
Road Frontage 
City StreetState Road
Roof 
Shingle
View 
CanalSoundWater
Waterfront 
Yes
Waterfront Features 
Canal Front
Waterview 
CanalSoundWater
Windows/Doors 
Window Coverings
Community Features
Accessibility Features 
Accessible Full Bath
Association Amenities 
None
Financing Terms Available 
CashConventionalFHAVA Loan
Roads 
Paved
School District 
Onslow
Schools
School District
Onslow
Elementary School
Dixon
Middle School
Dixon
High School
Dixon
Listing courtesy of Renee L Clark of Coldwell Banker Sea Coast Advantage



The data relating to real estate on this website comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 2026-05-20 02:27 AM UTC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright 2026 Hive MLS

Neighborhood & Commute
Source: Walkscore
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